You may have seen all the adverts and heard about the companies that offer cheaper car insurance to female drivers. Are male drivers discriminated against because of their gender? Maybe not. They need to understand why women pay less. If these guidelines are followed by male drivers, they will also be able to save on their premiums.
Get a safe car. Car insurance premiums are much lower for people that drive safe vehicles. These are vehicles that include safety belts, airbags and security devices. In other words, make a newer car. Because the car is more reliable, it is not as big of a risk to the insurance companies.
Drive a modest car. These vehicles have a lower chance of being stolen, and therefore, is also a much lower risk to the car insurance companies. Male drivers in general, like to drive fancy cars or sports cars. These are the types of vehicles thieves are after.
Be protective of your vehicle. Do not put your vehicle in situations where it can get damaged and do not park your car in places it can get stolen. Do not drive in areas where you aren’t supposed to make and do not drive your vehicle like Vin Diesel. When not using the car, be sure to park it in a garage.
Drive Responsibly. Insurance companies get more claims from male drivers, as they usually drive more aggressively. If you make responsibly and avoid situations where you can get in an accident, you will be seen as a responsible driver by car insurance companies. Keep a clean driving record; your efforts will not go unnoticed by your insurer. Drivers who drive responsibly and have clean driving records, get cheaper car insurance quotes than those who don’t.
Grow up. Or let me instead say “grow older”. Regardless of your gender, when you get older, you get more driving experience, and the insurance companies will automatically see you as less of a risk. Young drivers tend to like speed and be more aggressive drivers. As people have kids, they become more responsible and isn’t as much of a risk on the roads.
We hope in this article it became clear why men are discriminated against when it comes to car insurance. The fact of the matter is just that men are more aggressive drivers than women. It is not all set in stone though, if you follow these guidelines, you will be able to pay less for your insurance premiums as well.